Workers' Compensation Insurance

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Rehabilitation for Wisconsin in Action and United Heartland are partners in preventing workplace accidents and reducing your long term workers compensation costs.

Each RFW member involved in this program negotiates the best insurance plan, premium schedule and dividend rate, based on their own experience rating, not subject to other members' experience ratings.

In addition, to the individual dividend, the RFW group provides an additional dividend based on the experience rating of all participating members.

Many RFW members are reducing their worker's compensation costs by substantial amounts. Many members receive a 20% dividend for being part of the safety group.

 

Specialized services for RFW members!

Specialized services target your major loss areas and ultimately reduce the experience modification factor on your policy. United Heartland services go beyond those offered by other carriers. United Heartland insures many RFW members and is familiar with common accident areas and loss control solutions. United Heartland offers:

  • Evaluation of current management controls
  • Training of supervisors
  • Ergonomic assessments
  • Development of Safety Programs such asHazCom, lockout/tagout, confined space, bloodborne pathogens, forklifts and respiratory protection
  • Loss analysis reports with loss trending information
  • Environmental health assessments
  • Establishment of a Drug Free Workplace Program